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Discuss High Yield Investment Programs
If you would like to contact me regarding the information on this website leave a comment in the forum or email me at investandreturn@aol.com and I will respond within 24 hours answering any and all of your questions

Click this link to learn about investing with Infinitiva.

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Investing in today's stock market is truly speculative work. There are other ways to invest money with a greater return under the eyes of professionals.





Who I am and What I'm About...

First off, let me set things straight. I am not an investing company. Nor do I ask for your money and return it to you. I am simply a source of information. I was once looking for a way to make a little extra sustained cash over time just like you. I don't connect myself in any way to the companies I discuss. I simply am a customer of these businesses and am passing along the information to you. Just like you may do to your friends and family after you click through to these businesses' websites and decide to invest yourself and start making your money for simply trusting a small amount of money to them.



What The Heck Is an HYIP?


Confused? Let me explain. These companies are known as HYIP's otherwise known as High-Yield-Investment-Programs. Now hold on. Don't start immediately thinking this is a scam or exploit, I would never refer for a program I believed to be one. I myself am spending money just like you. There are scam programs who like to call themselves HYIP's, and pay you returns on your investment from the investments of others, but these are simply that. Scams. More formerly known as Ponzi scams.
 
However, don't be fooled into thinking every HYIP out there is a scam, on the bright side there really are legitimate businesses, that do investment into emerging markets and the stock markets themselves, as well as whats known as foreign currency exchanges (where the investor buys different currencies while they are valued low and sells them while they are valued high). These are groups of experts and/or professionals that do this for a living and are attempting to make a sustainable amount of money through doing this.



Profit You Say?

Let me explain how these system tend to work. You visit the website/business that interests you. The company dictates which payment systems they allow. You might want to research specific payment systems that you already have created the first time you invest (the authentication and depositing of money can take time to validate who you are and your money). For example:
Alert Pay: https://www.alertpay.com/ 
Perfect Money:  https://perfectmoney.com/
Liberty Reserve:  http://www.libertyreserve.com/en/

These payment systems must be secured by verisign or some other form of proofing before you ever decide to move your money. Don't simply invest because it seems ok. After you have created an account with one of these payment systems, you may move your money into the account. After that, you must create and/or move the money into the business you wish to invest in. EXTREME CAUTION: investing into a business you don't know anything about is an extreme risk!

Make sure you have heavily researched the business beforehand. When you do you should look out for a couple of things: The length of time with which the business has been around. The ratings other admins of HYIP monitors have given the website. The ratings individual users have given the business. The contact information available to you on the businesses' website. Make sure you contact the admin of the website before any investing to find legitimacy of the site. Check the ratings of the specific business over several HYIPs monitors. These websites are those that invest small amounts into these businesses and regularly update the population as to the status of the business; either Paying, Waiting, Problem, or Scam.

After you have done your research and before investing make sure you are not putting money into this that you cannot afford to lose. No matter the amount of research done or confidence you may have will not stop a business from crashing or going out of business. There is a great potential for profit and return, but there is always a risk for failure. No one saw the crash of Circuit City coming did they? Just be aware of the potential for any situation.




Profit - A Return on Your Investment

Now for the good stuff. The actual investing itself. Say for instance you have decided to invest $100 into this business and buy shares into the business through their website. The return on the principal can work like this: %1.1 return every business day for 150 business days with a return on your principal at the end of the time period. You also have a choice in most cases for compounding or immediate and automatic reinvesting of the profits you make back into the principal, allowing you to make more money the next time the return of profit is given to you.

For Example: $100 with a 1.1 percent return every business day will start to look like this.

$100.00 x .011 = $1.10 of profit the first business day. Say you reinvest 50 percent of your profit.
$100.55 x .011 = $1.11 of profit the second business day. This continues and exponentially increases every day.
$101.10 x .011 = $1.11 the third. $101.66 x .011 = $1.12 the fourth. This continues for 150 days and at the end if the businesses has stated so you may even receive your principal investment back (that is the 100 dollar figure that was increasing everyday the was reinvested in in the example).

These profits increase everyday and you do not have to do anything for it other than trust your money to a group of experts to succeed in their exchanges throughout the world.

Now you can see how this would draw people into scams. There a huge reward possibility here. Some businesses even claim to be able to return 5-30% a day! That's insane and I hope you never ever fall into a scam such as that. I myself have lost money hoping to reap the rewards of it while I could, but in the end I lost out and have learned where to more successfully trust my money.


As Featured On EzineArticles





"HYIP stands for High Yield Investment Program. While a HYIP may sound enticing, you should be careful; many HYIPs are little more than thinly disguised ponzi schemes."

"Those HYIPs that are not ponzi schemes are frequently outright scams. If the returns sound too good to be true, the HYIP is likely too good to be true."

"If you are considering on making an investment in a HYIP be certain to do diligent research first. Any legitimate security that is sold to the public must be registered with the Security and Exchange Commission (SEC). If the HYIP you are considering is not registered, you should not invest. Other questions to ask yourself include, whether the claims to good to be true, and how the people running the program generate the high yield returns that you are being promised. You should be careful of the claims people make regarding some secret network or principle that allows them to make excessive returns. If the proponents of the HYIP cannot or will not explain how the returns are made then you may want to avoid investing in the program."

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